In line with Government guidelines for safe working during the COVID pandemic, access to our office is strictly by a pre-arranged appointment only, and only where absolutely necessary. We are open for business with some staff working in the office and others from home, they can still be contacted in the usual way either by telephone or email.

In respect of your pre-arranged appointment, if you develop symptoms of COVID, or have in the last 14 days come into contact with someone with COVID or symptoms of, we ask that you contact the office by telephone/email to arrange a new appointment or discuss if there is an appropriate alternative to your meeting.

The safety of our staff and clients is of paramount importance to us and so thank you for your continued co-operation during these unprecedented times.

Re-mortgage

The examples below show you the charges likely to be incurred in a typical remortgage transaction:


Re-mortgage of freehold residential property up to £300,000.00 with one registered mortgage

Fees and Disbursements Cost VAT Cost including VAT
Legal fee £400.00 £80.00 £480.00
HM Land Registry fee £9.00Nil£9.00
Electronic money transfer fee £40.00£8.00£48.00
Estimated total£537.00



Re-mortgage of leasehold residential property up to £300,000.00 with one registered mortgage

Fees and Disbursements Cost VAT Cost including VAT
Legal fee £450.00£90.00£540.00
HM Land Registry fee £15.00Nil£15.00
Electronic money transfer fee £40.00£8.00£48.00
Estimated total£603.00

This depends in the main on your new lenders requirements.  If searches are required then this can mean a slight delay whilst search results are awaited, however the majority of lenders will accept search insurance which does speed up the process. 

On average, we would expect a re-mortgage to be completed within 3-4 weeks for a freehold, and within 5-6 weeks for a leasehold.

The prices provided above are a general guide.  Our estimated fee assumes that:

  • this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion, or the preparation of additional documents ancillary to the main transaction
  • the transaction is concluded in a timely manner and no unforeseen complications arise
  • all parties to the transaction are co-operative and there is no unreasonable delay from third parties in providing documentation
  • no indemnity insurance is required

As each transaction is different we are very happy to discuss your individual situation and provide you with a more precise and personalised quote, so please do get in touch with us.

The conveyancing team is led by Angela Mulgrew who has over 30 years experience.  Details of the team members can be found by clicking on the links below:

Angela Mulgrew

Simon Grindlay

Mark Cooper

Helen Checketts

Diane Latham



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