Our offices are open for business. We kindly ask that you continue to wear a facemask if you are able to do so when visiting us.

Please do not visit if you are showing symptoms of COVID-19, if this is the case, please contact the office by telephone/email to rearrange your appointment or discuss an alternative arrangement.

The safety of our staff & clients is of paramount importance to us and so thank you for your continued co-operation.

Please note - As of 1st September 2021, Brindley Twist Tafft & James will no longer be using the Document Exchange (DX) service.

Re-mortgage

The examples below show you the charges likely to be incurred in a typical remortgage transaction:


Re-mortgage of freehold residential property up to £300,000.00 with one registered mortgage

Fees and Disbursements Cost VAT Cost including VAT
Legal fee £400.00 £80.00 £480.00
HM Land Registry fee £9.00Nil£9.00
Electronic money transfer fee £40.00£8.00£48.00
Estimated total£537.00



Re-mortgage of leasehold residential property up to £300,000.00 with one registered mortgage

Fees and Disbursements Cost VAT Cost including VAT
Legal fee £450.00£90.00£540.00
HM Land Registry fee £15.00Nil£15.00
Electronic money transfer fee £40.00£8.00£48.00
Estimated total£603.00

This depends in the main on your new lenders requirements.  If searches are required then this can mean a slight delay whilst search results are awaited, however the majority of lenders will accept search insurance which does speed up the process. 

On average, we would expect a re-mortgage to be completed within 3-4 weeks for a freehold, and within 5-6 weeks for a leasehold.

The prices provided above are a general guide.  Our estimated fee assumes that:

  • this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion, or the preparation of additional documents ancillary to the main transaction
  • the transaction is concluded in a timely manner and no unforeseen complications arise
  • all parties to the transaction are co-operative and there is no unreasonable delay from third parties in providing documentation
  • you are not an investment buyer
  • no indemnity insurance is required

As each transaction is different we are very happy to discuss your individual situation and provide you with a more precise and personalised quote, so please do get in touch with us.

The conveyancing team is led by Angela Mulgrew who has over 30 years experience.  Details of the team members can be found by clicking on the links below:

Angela Mulgrew

Simon Grindlay

Mark Cooper

Diane Latham

Pauline Higgins

Kashifa Hussain

Niki Papworth

Kiran Satsavia

Kate Weston

Sarah Griffin

Please click here to return to our Price Guide page