I Have Been Involved in a Road Accident with an Uninsured Driver. Can I Make a Claim Against Them?
Yes, you can claim against the The Motor Insurers’ Bureau (MIB). The MIB is funded through insurance premiums paid by insured motorists through a monthly levy on motor insurers. If you, the innocent party has insurance, you are entitled to claim.
You are advised to seek medical attention immediately and to take photographs of all vehicle damage and injuries. The MIB will organise the compiling of a report perhaps calling in a rehabilitation team to assess future needs and costs.
You cannot bring a claim if you allowed yourself to be carried in a vehicle when you knew or ought to have known that the vehicle was either stolen, uninsured, driven by someone under the influence of drink or drugs, or used to further crime.
If we take your case on, we would act on a Conditional Fee Agreement (No win, no fee).
We would make a claim against both the third party and MIB. If your claim is successful the MIB would meet your claim and pay any compensation due to you.
If 7 days after final judgment against the Defendant driver, the claim is not satisfied, the MIB will meet the claim together with costs.